8-K current report · filed Apr 15, 2026

COMMUNITY TRUST BANCORP INC /KY/ (CTBI) 8-K Current Report: April 15, 2026

Item 2.02Item EX-99.1CTBI overview

Short answer

COMMUNITY TRUST BANCORP INC /KY/ (CTBI) filed an 8-K current report with the SEC on April 15, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Form 8-K Item 2.02 references Exhibit 99.1 for CTBI’s fiscal 2026 results.

COMMUNITY TRUST BANCORP INC /KY/ 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Form 8-K Item 2.02 references Exhibit 99.1 for CTBI’s fiscal 2026 results
  • Financial details, reporting-period figures, and management commentary require review of Exhibit 99.1
  • Disclosure furnished under Regulation FD, limiting Section 18 liability and incorporation by reference absent explicit reference

Item EX-99.1 · Exhibit EX-99.1

  • 1Q26 net income $27.2M, or $1.50 diluted EPS, up from $22.0M and $1.22 YoY
  • Net interest income $58.8M, up 14.7% YoY, as tax-equivalent margin reached 3.79%
  • Loans $5.0B, up 7.6% YoY, while deposits including repurchase agreements rose 7.0% to $5.7B
  • Credit trends improved YoY, with nonperforming loans $20.7M and net charge-offs at 0.11% of average loans
  • Dividend $0.53 per share, with tangible equity ratio 12.07% and community bank leverage ratio 13.91%

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