8-K current report · filed May 5, 2026

CONSUMER PORTFOLIO SERVICES, INC. (CPSS) 8-K Current Report: May 5, 2026

Item 2.02Item EX-99.1CPSS overview

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CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed an 8-K current report with the SEC on May 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). First-quarter 2026 earnings announced for period ended March 31, 2026.

CONSUMER PORTFOLIO SERVICES, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • First-quarter 2026 earnings announced for period ended March 31, 2026
  • Conference call scheduled May 6, 2026 at 1:00 p.m. ET
  • Earnings details and financial figures contained in the attached announcement

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $5.5M, up 18%, with diluted EPS $0.24 versus $0.19
  • Revenue rose 5.1% to $112.3M, while operating expenses increased 4.2% to $104.3M
  • Contract purchases surged 18% to $533.2M, expanding the portfolio to a record $3.942B
  • Delinquencies improved to 11.58% from 12.35%, but annualized net charge-offs worsened to 8.57% from 7.54%
  • Net interest margin compressed to 5.1% from 5.3%, while warehouse debt increased to $467.1M from $324.9M

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