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CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed an 8-K current report with the SEC on August 4, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 and six-month 2026 earnings announced for periods ended June 30, 2026.
CONSUMER PORTFOLIO SERVICES, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 and six-month 2026 earnings announced for periods ended June 30, 2026
- Conference call scheduled August 5, 2026 at 1:00 p.m. ET to discuss operating results
- Earnings announcement attached as an exhibit, containing the substantive financial details
Item EX-99.1 · Exhibit EX-99.1
- Q2 revenue rose 10.6% to $121.4M and net income increased 30% to $6.2M
- Diluted EPS climbed 35% to $0.27 from $0.20, signaling earnings growth despite higher operating expenses
- Contract purchases surged 75% to $757.7M, expanding the portfolio to $4.307B
- Credit metrics improved, with delinquencies falling to 12.16% and annualized net charge-offs declining to 7.28%
- Funding leverage increased, including warehouse credit rising to $679.9M from $324.9M at December 31, 2025
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