10-Q quarterly report · filed Aug 6, 2026

CIVISTA BANCSHARES, INC. (CIVB) Q2 2026 10-Q Quarterly Report

Short answer

CIVISTA BANCSHARES, INC. (CIVB) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $6M (up 11.5% year over year) with net income of $14M.

Q2 2026 key financials · XBRL

Revenue
$6M
+11.5% YoY · +17.6% QoQ
Net income
$14M
+30.0% YoY · −4.5% QoQ
EPS (diluted)
$0.69
−2.8% YoY · −4.2% QoQ

Source: XBRL data from the CIVISTA BANCSHARES, INC. (CIVB) Q2 2026 10-Q on SEC EDGAR. USD.

CIVISTA BANCSHARES, INC. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue proxy net interest income $38.593M, up $3.779M YoY from $34.814M
  • Fully tax-equivalent net interest margin 3.89% vs 3.64% YoY
  • Net income $14.315M vs $11.015M YoY; EPS $0.69 vs $0.71
  • Average loans $3.244B, up 3.4% YoY; interest income $49.887M vs $49.972M
  • Cash decreased $15.577M; short-term FHLB advances declined $51.500M through liquidity deployment

Risk Factors

  • New $25.0 million share-repurchase authorization through April 2027
  • $25.0 million repurchase capacity remained unused at June 30, 2026
  • Director compensation included $30,000 per director in common shares for 2026–2027 service
  • No director or officer adopted or terminated Rule 10b5-1 trading arrangements during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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