Short answer
CIVISTA BANCSHARES, INC. (CIVB) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $6M (up 19.0% year over year) with net income of $13M.
Q3 2025 key financials · XBRL
- Revenue
- $6M
- +19.0% YoY · +21.7% QoQ
- Net income
- $13M
- +52.5% YoY · +15.8% QoQ
- EPS (diluted)
- $0.67
- +24.1% YoY · −5.6% QoQ
Source: XBRL data from the CIVISTA BANCSHARES, INC. (CIVB) Q3 2025 10-Q on SEC EDGAR. USD.
CIVISTA BANCSHARES, INC. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $12.760M, up $4.394M YoY from $8.366M
- Net interest income $34.545M, up from $29.233M; margin 3.58% vs 3.16% YoY
- Residential Real Estate best-performing loan category, up $78.493M or 10.3%; Consumer and Other weakest, down $2.406M or 19.1%
- Capital raise generated $75.7M net proceeds; short-term FHLB advances fell $107.0M
- FSB merger expected to close in November 2025, pending shareholder approval and customary conditions
Risk Factors
- New merger exposure: Farmers Savings Bank agreement dated July 10, 2025
- Share-repurchase authorization: $13.5 million through April 15, 2026
- Remaining repurchase capacity: $12,003,223 as of September 30, 2025
- No third-quarter share repurchases under the program
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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