Short answer
CIVISTA BANCSHARES, INC. (CIVB) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $5M (up 0.4% year over year) with net income of $15M.
Q1 2026 key financials · XBRL
- Revenue
- $5M
- +0.4% YoY
- Net income
- $15M
- +47.4% YoY
- EPS (diluted)
- $0.72
- +9.1% YoY
Source: XBRL data from the CIVISTA BANCSHARES, INC. (CIVB) Q1 2026 10-Q on SEC EDGAR. USD.
CIVISTA BANCSHARES, INC. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $14.989M, up $4.821M YoY from $10.168M; EPS $0.72 vs $0.66
- Net interest income $37.823M, up $5.050M YoY; net interest margin 3.85% vs 3.51%
- Best-performing line: average loans $3.252B, up 4.9% YoY; loan interest income up $1.584M
- Net credit-loss provision benefit $629K vs $1.567M expense YoY; net charge-offs $716K vs $633K
- Deposits rose $35.426M sequentially; short-term FHLB advances declined $75M to support liquidity management
Risk Factors
- No material-change statement or 10-K comparison provided
- Economic deterioration risk: inflation, recession, tariffs, trade wars, and U.S.-Iran conflict threatening deposits and loan repayment
- Real-estate concentration risk: declining property values reducing collateral recoveries
- Interest-rate and policy risk: fiscal or monetary shifts affecting loan demand and investment-security quality
- Market exposure: Middle East oil disruptions affecting U.S. and global markets and stock prices
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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