10-Q quarterly report · filed Aug 3, 2026

Citizens Financial Group (CFG) Q2 2026 10-Q Quarterly Report

Short answer

Citizens Financial Group (CFG) filed its Q2 2026 10-Q quarterly report on Aug 3, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $451M (up 17.8% year over year) with net income of $587M.

Q2 2026 key financials · XBRL

Revenue
$451M
+17.8% YoY · +8.7% QoQ
Net income
$587M
+34.6% YoY · +13.5% QoQ
EPS (diluted)
$1.29
+40.2% YoY · +14.2% QoQ

Source: XBRL data from the Citizens Financial Group (CFG) Q2 2026 10-Q on SEC EDGAR. USD.

Citizens Financial Group Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Quarterly revenue $2.314B, up $167M YoY, including net interest income $1.631B and noninterest income $652M
  • Net interest margin 3.16% vs 2.94% YoY; effective tax rate 22.3% vs 21.4%
  • Commercial Banking strongest growth: revenue $759M vs $671M; Consumer Banking revenue $1.662B vs $1.547B
  • Total loans $147.491B, up $4.799B from December 31; deposits $185.620B, up $2.307B
  • Capital markets fees $153M, up 46%; mortgage banking fees $42M, down 42%, reflecting lower MSR valuation results

Risk Factors

  • Risk Factors section not provided; supplied text covers Items 2–6
  • Share-repurchase risk: future timing and amounts subject to capital position, performance, balance-sheet growth, markets, and regulation
  • Capital-allocation risk: $775 million remaining under publicly announced repurchase authorization
  • Securities risk: Series J Preferred Stock designation effective July 27, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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