Citizens Financial Group (CFG) Q2 2025 10-Q Quarterly Report

Filed: Aug 4, 2025Period ending Jun 30, 2025
Financials
State Commercial BanksSEC EDGAR

Citizens Financial Group (CFG) 10-Q quarterly report for Q2 2025, filed with SEC EDGAR on Aug 4, 2025 for the fiscal period ending Jun 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

Citizens Financial Group Q2 2025 10-Q Analysis

Risk Factors

  • New risk: Sale of $1.9B Non-Core education loans with $25M charge-off covered by reserves, triggered by strategic portfolio runoff in 2025
  • Updated risk: Share repurchase program increased to $1.5B from $300M, reflecting enhanced capital return strategy as of June 13, 2025
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Citizens Financial Group Q2 2025 Quarterly Financials
XBRL

Revenue

$383M

-4.7% YoY +4.4% QoQ

Net Income

$436M

+11.2% YoY +16.9% QoQ

Net Margin

113.8%

+1633bp YoY +1220bp QoQ

EPS (Diluted)

$0.92

+16.5% YoY +19.5% QoQ

Operating Cash Flow

$886M

+6.2% YoY +516.0% QoQ

Source: XBRL data from Citizens Financial Group Q2 2025 10-Q filing on SEC EDGAR. All figures in USD.

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