Short answer
Citizens Financial Group (CFG) filed its Q2 2025 10-Q quarterly report on Aug 4, 2025 for the quarter ended Jun 30, 2025. Quarterly revenue was $383M (down 4.7% year over year) with net income of $436M.
Q2 2025 key financials · XBRL
- Revenue
- $383M
- −4.7% YoY · +4.4% QoQ
- Net income
- $436M
- +11.2% YoY · +16.9% QoQ
- EPS (diluted)
- $0.92
- +16.5% YoY · +19.5% QoQ
Source: XBRL data from the Citizens Financial Group (CFG) Q2 2025 10-Q on SEC EDGAR. USD.
Citizens Financial Group Q2 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New risk: Sale of $1.9B Non-Core education loans with $25M charge-off covered by reserves, triggered by strategic portfolio runoff in 2025
- Updated risk: Share repurchase program increased to $1.5B from $300M, reflecting enhanced capital return strategy as of June 13, 2025
- Regulatory risk: Lower FDIC deposit insurance costs contributed to $26M expense reduction, indicating regulatory premium adjustments impacting expenses
- Operational risk: Hiring for Private Bank/Wealth build-out increased salaries by $18M, highlighting growth investments affecting cost structure
- Financial risk: Tangible book value per share rose 9% to $35.23, driven by $1.0B tangible equity increase and 8M share reduction, impacting capital metrics
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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