Short answer
Citizens Financial Group (CFG) filed its Q1 2025 10-Q quarterly report on May 1, 2025 for the quarter ended Mar 31, 2025. Quarterly revenue was $367M (up 0.0% year over year) with net income of $373M.
Q1 2025 key financials · XBRL
- Revenue
- $367M
- +0.0% YoY
- Net income
- $373M
- +11.7% YoY
- EPS (diluted)
- $0.77
- +18.5% YoY
Source: XBRL data from the Citizens Financial Group (CFG) Q1 2025 10-Q on SEC EDGAR. USD.
Citizens Financial Group Q1 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New credit risk from $1.9B Non-Core education loans reclassified to LHFS with $25M charge-off in Q1 2025, covered by reserves
- Updated liquidity risk from $750M senior notes issued March 5, 2025, fixed 5.253% interest until 2030, then SOFR +1.259%
- Compliance risk related to loan sale and reclassification requiring coverage by existing reserves and ongoing settlement in quarterly installments
- Market risk tied to net interest income declining 4% YoY, pressuring total revenue down $24M to $1.9B in Q1 2025
- Capital risk from $200M share repurchases in Q1 2025 reducing available equity reserves and impacting tangible book value per share up 5% to $33.97
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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