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COLONY BANKCORP INC (CBAN) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results covered quarter ended June 30, 2026.
COLONY BANKCORP INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 results covered quarter ended June 30, 2026
- Regular quarterly cash dividend announced
- Full financial results and dividend details in Exhibit 99.1
Item 7.01 · Regulation FD Disclosure
- Investor presentation furnished as Exhibit 99.2 for community group presentations
- Earnings call scheduled for 9:00 a.m. ET on July 23, 2026
- Disclosure furnished under Regulation FD, generally outside Section 18 filing liability
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $10.9M, or $0.51 diluted EPS, up from $8.2M and $0.39 sequentially
- Net interest margin expanded to 3.52% from 3.12% year-over-year, supporting stronger core earnings
- Loans grew $51.4M, or 2.13%, to $2.46B, while deposits declined $76.2M to $2.97B
- Credit costs increased to $1.90M; nonperforming assets rose $1.0M to $20.9M
- Quarterly dividend $0.12 per share payable August 19; First Reliance merger remains targeted for fourth-quarter legal close
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