8-K current report · filed Apr 22, 2026

COLONY BANKCORP INC (CBAN) 8-K Current Report: April 22, 2026

Item 2.02Item 7.01Item EX-99.1CBAN overview

Short answer

COLONY BANKCORP INC (CBAN) filed an 8-K current report with the SEC on April 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results for quarter ended March 31, 2026 announced April 22, 2026.

COLONY BANKCORP INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 results for quarter ended March 31, 2026 announced April 22, 2026
  • Regular quarterly cash dividend announced, relevant for income-oriented shareholders
  • Detailed earnings figures and dividend terms contained in Exhibit 99.1

Item 7.01 · Regulation FD Disclosure

  • Investor presentation furnished as Exhibit 99.2 for community group presentations
  • Investor earnings call scheduled for 9:00 a.m. ET on April 23, 2026
  • Disclosure furnished under Regulation FD, limiting Section 18 filing liability
  • Presentation materials available through the attached exhibit for investor review

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $8.2M, or $0.39 diluted EPS, up from $6.6M and $0.38 year over year
  • Net interest margin expanded to 3.48% from 2.93%, supporting net interest income of $29.4M
  • Loans grew $32.2M, or 1.35%, to $2.41B while deposits declined $19.1M to $3.05B
  • Noninterest income rose 18.2% to $10.7M, led by service charges, mortgage fees, interchange, insurance, and wealth management
  • $0.12 quarterly dividend declared, payable May 20, 2026; 89,109 shares repurchased at average $19.78 during Q1

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