BETR at a glance
Better Home & Finance Holding Co (BETR, SEC CIK 1835856) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 11, 2026, an 8-K current report on October 6, 2026 and Form 4 insider filings as recently as September 21, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Better Home & Finance Holding Co (BETR) reported revenue of $164.9 million (up 52.0% from FY2024) and a net loss of $165.9 million. Diluted EPS was -$10.80.
- The most recent insider open-market sale reported on Form 4 was by Tuffin Paula on September 17, 2026 of 3,108 shares at $12.36 per share.
- In the last 90 days, BETR insiders reported 0 open-market purchases ($0) and 2 open-market sales ($81K) on Form 4, a net sale of $81K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $164.9M
- +52.0% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$81K
- Latest 8-K
- Sep 8, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Quarterly revenue $54.7M, up $12.0M from $42.7M YoY
- Gain-on-sale margin 3.09% vs 3.05% YoY
- Best performer: Platform loan volume $912M vs $428M YoY
- Worst performer: International lending revenue $15K vs $1.9M YoY
- Outlook: Elevated mortgage rates, affordability challenges, limited inventory, and geopolitical volatility pressuring originations
Risk Factors
- Leadership transition risk triggered by Vishal Garg’s August 3, 2026 CEO departure and Daniel Lewis’s interim appointment
- Nasdaq compliance risk from only four of eight directors being independent, creating potential delisting exposure
- Strategic execution risk from uncertainty over long-term leadership and potential key-personnel departures
- Market-access risk from potential delisting reducing Class A liquidity, market price, and capital-market access
AI summary of the BETR 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- President of Better Mortgage Chad M. Smith departed by mutual agreement effective September 2, 2026
- Smith entitled to $416,666 cash separation payment, representing five months’ base salary
AI summaries of BETR 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for BETR
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Tuffin Paula | Sell | Sep 17, 2026 | 3,108 | $12.36 |
| FEIERSTEIN BARRY | M | Sep 4, 2026 | 18,750 | - |
| FEIERSTEIN BARRY | M | Sep 4, 2026 | 18,750 | - |
| Smith Chad M. | M | Sep 1, 2026 | 10,000 | - |
| Tuffin Paula | A | Sep 1, 2026 | 6,132 | - |
| Smith Chad M. | M | Sep 1, 2026 | 10,000 | - |
| Smith Chad M. | A | Sep 1, 2026 | 11,243 | - |
| Smith Chad M. | Sell | Aug 19, 2026 | 3,307 | $12.85 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $0 | $108.5M | $164.9M |
| Operating Income | -$291.3M | - | - |
| Net Income | -$536.4M | -$206.3M | -$165.9M |
| Net Margin | - | -190.2% | -100.6% |
| Balance Sheet | |||
| Total Assets | - | $913.1M | $1.5B |
| Equity | - | -$58.2M | $37.2M |
| ROE | - | 354.6% | -446.1% |
| Per Share | |||
| EPS | $-1.16 | $-13.65 | $-10.80 |
| Cash Flow | |||
| Operating CF | -$159.7M | -$380.0M | -$166.6M |
| CapEx | $456K | $3.4M | $1.2M |
Source: XBRL data in Better Home & Finance Holding Co (BETR)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
BETR filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Oct 6, 2026 | - | - | - |
| 8-K | Oct 2, 2026 | - | - | - |
| SC 13G | Sep 22, 2026 | - | - | |
| 4 | Sep 21, 2026 | - | - | - |
| 4 | Sep 9, 2026 | - | - | - |
| 8-K | Sep 8, 2026 | - | Analysis | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Sep 2, 2026 | - | - | - |
| 8-K | Sep 2, 2026 | - | Analysis | - |
| 8-K | Aug 20, 2026 | - | Analysis | - |
| 4 | Aug 20, 2026 | - | - | - |
| SC 13D | Aug 19, 2026 | - | - | |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 10-Q | Aug 11, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 8-K | Aug 4, 2026 | - | Analysis | - |
| 8-K | Jul 30, 2026 | - | Analysis | - |
| 8-K | Jul 29, 2026 | - | Analysis | - |
| SC 13G | Jul 27, 2026 | - | - | |
| 4 | Jul 22, 2026 | - | - | - |
| 4 | Jul 22, 2026 | - | - | - |
| 4 | Jul 22, 2026 | - | - | - |
| 4 | Jul 22, 2026 | - | - | - |
| 4 | Jul 22, 2026 | - | - | - |
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BETR SEC filings: frequently asked questions
Are BETR insiders buying or selling?
In the last 90 days, Better Home & Finance Holding Co (BETR) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $80,922 by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
What was BETR's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Better Home & Finance Holding Co (BETR) reported revenue of $164.9 million (up 52.0% from FY2024) and a net loss of $165.9 million. Diluted EPS was -$10.80. The figures come from the XBRL data in the 10-K.
What did BETR report in its latest 8-K?
Better Home & Finance Holding Co (BETR) filed an 8-K on September 8, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). President of Better Mortgage Chad M. Smith departed by mutual agreement effective September 2, 2026.
What are the latest BETR SEC filings?
Better Home & Finance Holding Co (BETR) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 11, 2026, an 8-K current report on October 6, 2026 and a Form 4 insider filing on September 21, 2026.
What is BETR's SEC CIK number?
Better Home & Finance Holding Co (BETR)'s SEC Central Index Key (CIK) is 1835856. EDGAR lists every BETR filing under that number.
Ask anything about BETR
The research agent reads BETR's filings, financials, insider trades and 13F holders, then answers with sources.