Short answer
Velocity Financial, Inc. (VEL) filed an 8-K current report with the SEC on August 5, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 earnings presentation posted to Velocity Financial’s Investor Relations website.
Velocity Financial, Inc. 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Q2 2026 earnings presentation posted to Velocity Financial’s Investor Relations website
- Exhibit 99 contains management’s presentation, providing additional context on quarterly performance
- Reg FD disclosure furnished, limiting Section 18 liability and incorporation into other filings
Item EX-99.1 · Exhibit EX-99.1
- 2Q26 net income $25.2M, down 3.2% YoY; diluted EPS $0.64 versus $0.69
- Core net income $27.9M, up 1.4% YoY, while portfolio NIM declined 16 bps to 3.66%
- Loan portfolio reached $7.0B, up 19.2% YoY; production fell 7.3% to $672.6M
- Credit metrics improved modestly: NPLs declined to 9.6% from 10.3%, while REO increased to $142.1M
- Funding remained active with $398.5M securitization issuance, $661.8M warehouse capacity, and $240.0M liquidity
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other Velocity Financial, Inc. 8-K filings
Get the next VEL 8-K as it lands
Follow VEL for push alerts, or ask the research agent what this filing means.