8-K current report · filed Jul 23, 2026

Virginia National Bankshares Corp (VABK) 8-K Current Report: July 23, 2026

Item 2.02Item 8.01Item EX-99.1VABK overview

Short answer

Virginia National Bankshares Corp (VABK) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q2 and first-half 2026 consolidated earnings announced for periods ended June 30, 2026.

Virginia National Bankshares Corp 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 and first-half 2026 consolidated earnings announced for periods ended June 30, 2026
  • Press statement furnished as Exhibit 99.1 contains the earnings details
  • Results furnished under Regulation FD, not filed under Exchange Act Section 18 absent specific incorporation reference

Item 8.01 · Other Events

  • Quarterly cash dividend declared at $0.36 per common share
  • Payment scheduled for August 28, 2026
  • August 14, 2026 record date determines shareholder eligibility
  • Dividend declaration signals continued shareholder capital returns

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $9.0M, or $1.65 diluted EPS, more than doubled from $4.2M and $0.78
  • $4.7M Bearing investment-sale gain drove most noninterest-income growth, creating an important one-time earnings benefit
  • Core profitability improved: net interest margin 3.65% and efficiency ratio 41.6% versus 3.40% and 61.2%
  • Credit quality strengthened, with nonperforming assets falling to 0.35% of assets from 0.48%; ACL remained 0.66% of loans
  • Quarterly dividend $0.36 per share, implying approximately 3.20% annualized yield; 78% of Q2 net income retained

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