10-Q quarterly report · filed Oct 24, 2025

UNIVEST FINANCIAL Corp (UVSP) Q3 2025 10-Q Quarterly Report

Short answer

UNIVEST FINANCIAL Corp (UVSP) filed its Q3 2025 10-Q quarterly report on Oct 24, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $83M (down 21.8% year over year) with net income of $26M.

Q3 2025 key financials · XBRL

Revenue
$83M
−21.8% YoY · +2.7% QoQ
Net income
$26M
+38.0% YoY · +28.3% QoQ
EPS (diluted)
$0.89
+39.1% YoY · +30.9% QoQ

Source: XBRL data from the UNIVEST FINANCIAL Corp (UVSP) Q3 2025 10-Q on SEC EDGAR. USD.

UNIVEST FINANCIAL Corp Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • New credit risk from $23.7 million commercial loan placed on nonaccrual due to suspected fraud in Q2 2025, with a $7.3 million charge-off recorded
  • Materially updated provision for credit losses increased to $8.5 million for nine months ended Sept 30, 2025, up from $3.6 million in prior year, driven by loan charge-off
  • Regulatory/compliance risk from Pennsylvania bank shares tax expense increased, contributing to $967K rise in other expenses in Q3 2025
  • Operational risk includes increased professional fees (+18.8% Q3 2025) for data integration consulting, reflecting system/data improvements impact on operations
  • Financial liquidity improved with cash and interest-earning deposits up 148.4% ($487.9 million) vs Dec 31, 2024, driven by increased customer deposits at Federal Reserve Bank

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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