Short answer
UNITY BANCORP INC /NJ/ (UNTY) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $45M (up 10.7% year over year) with net income of $14M.
Q1 2026 key financials · XBRL
- Revenue
- $45M
- +10.7% YoY
- Net income
- $14M
- +23.2% YoY
- EPS (diluted)
- $1.40
- +23.9% YoY
Source: XBRL data from the UNITY BANCORP INC /NJ/ (UNTY) Q1 2026 10-Q on SEC EDGAR. USD.
UNITY BANCORP INC /NJ/ Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $14.3M vs $11.6M YoY; diluted EPS $1.40 vs $1.13
- Net interest margin 4.53% vs 4.46%; tax-equivalent net interest income $30.7M, up 12.8%
- Commercial loans largest segment at $1.6B; residential construction yield highest at 9.10%
- Assets $3.0B, up $60.7M; cash and equivalents increased $12.6M from year-end
- Headwinds: inflation, tariffs, regulation, economic conditions, and adverse interest-rate spreads; $5.1M tax-credit purchase generated $0.4M tax savings
Risk Factors
- No material changes to risk factors since December 31, 2025 Form 10-K
- Carried-forward regulatory and compliance risks remain applicable as of March 31, 2026
- No newly triggered legal, operational, competitive, market, liquidity, debt, currency, or concentration risks disclosed
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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