Short answer
UNITY BANCORP INC /NJ/ (UNTY) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $44M (up 12.2% year over year) with net income of $14M.
Q3 2025 key financials · XBRL
- Revenue
- $44M
- +12.2% YoY · +4.1% QoQ
- Net income
- $14M
- +32.0% YoY · −12.7% QoQ
- EPS (diluted)
- $1.41
- +30.6% YoY · −12.4% QoQ
Source: XBRL data from the UNITY BANCORP INC /NJ/ (UNTY) Q3 2025 10-Q on SEC EDGAR. USD.
UNITY BANCORP INC /NJ/ Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $14.4M vs $10.9M YoY; diluted EPS $1.41 vs $1.07
- Net interest income $29.9M, up 20.1% YoY; margin 4.54% vs 4.16%
- Commercial loans largest growth: average balance $1.55B vs $1.32B; SBA loans weakest at $46.0M vs $54.0M
- Assets $2.9B, up 8.4% from year-end; loans increased $207.9M
- Patriot conversion released $0.8M credit-loss reserve; inflation, tariffs, regulation, and interest-rate conditions cited as headwinds
Risk Factors
- No material risk-factor changes reported as of September 30, 2025
- Carried-forward risks remain those disclosed in the December 31, 2024 Form 10-K
- No new regulatory, legal, compliance, operational, competitive, market, or financial risks identified this quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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