8-K current report · filed Jul 21, 2026

TRUSTCO BANK CORP N Y (TRST) 8-K Current Report: July 21, 2026

Item 2.02Item EX-99.1TRST overview

Short answer

TRUSTCO BANK CORP N Y (TRST) filed an 8-K current report with the SEC on July 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). TrustCo reported results for the quarter ended June 30, 2026.

TRUSTCO BANK CORP N Y 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • TrustCo reported results for the quarter ended June 30, 2026
  • Full operating metrics and financial results are contained in Exhibit 99(a)
  • Investors should review the exhibit for earnings, revenue, credit quality, and capital trends

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $17.0M, up 12.8% YoY, with diluted EPS $0.98 versus $0.79
  • Net interest margin expanded to 2.87% from 2.71%, driving net interest income growth to $45.6M
  • Average loans and deposits each increased 3.8%, supporting balanced funding and lending growth
  • Repurchased 1M shares in H1 2026; planned 3M-share repurchase would equal 15.8% of outstanding stock
  • Credit metrics remained manageable, though nonperforming loans rose to $21.8M from $17.9M and coverage declined to 248.6%

Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean

Other TRUSTCO BANK CORP N Y 8-K filings

Get the next TRST 8-K as it lands

Follow TRST for push alerts, or ask the research agent what this filing means.