8-K current report · filed Jul 22, 2026

Third Coast Bancshares, Inc. (TCBX) 8-K Current Report: July 22, 2026

Item 2.02Item 7.01Item EX-99.1TCBX overview

Short answer

Third Coast Bancshares, Inc. (TCBX) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Fiscal Q2 2026 results covered quarter ended June 30, 2026.

Third Coast Bancshares, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Fiscal Q2 2026 results covered quarter ended June 30, 2026
  • Results announced July 22, 2026 through furnished Exhibit 99.1 press release

Item 7.01 · Regulation FD Disclosure

  • Investor call scheduled for July 23, 2026, at 10:00 a.m. Central Time
  • Discussion covers financial results for quarter ended June 30, 2026
  • Analyst presentation furnished as Exhibit 99.2, containing additional results information

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $22.0M and diluted EPS $1.08, up from $16.4M and $0.88 sequentially
  • Net interest income $60.3M, up 12.4% sequentially and 22.1% year over year
  • Loans reached $5.44B, up 3.5% sequentially and 33.3% year over year, led by commercial and industrial lending
  • Net interest margin improved to 3.83% from 3.67%, though remained below 4.22% year over year
  • Asset quality improved sequentially with nonperforming loans at 0.55% of loans, while credit-loss provision increased to $2.1M

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