Short answer
SMARTFINANCIAL INC. (SMBK) filed an 8-K current report with the SEC on July 20, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). SmartFinancial reported second-quarter earnings for the period ended June 30, 2026.
SMARTFINANCIAL INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- SmartFinancial reported second-quarter earnings for the period ended June 30, 2026
- Press release issued July 20, 2026, containing the detailed financial results
- Investors should review Exhibit 99.1 for earnings, revenue, credit, and balance-sheet metrics
Item 7.01 · Regulation FD Disclosure
- Investor presentation scheduled for review during July 21, 2026 earnings call
- Quarterly cash dividend $0.09 per share declared July 16, 2026
- Dividend payable August 17, 2026 to shareholders of record July 31, 2026
- Dividend announcement provides income visibility ahead of the earnings release
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $16.3M, or $0.96 diluted EPS, up from $13.7M and $0.81 sequentially
- Organic loans and leases grew $165M, representing 15% annualized quarter-over-quarter growth
- Net interest margin expanded to 3.52% from 3.48%, supporting $48.1M net interest income
- Total assets surpassed $6B, reaching $6.12B, while core deposits increased $83M
- Credit quality improved, with nonperforming loans declining to 0.25% and nonperforming assets to 0.23% of assets
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other SMARTFINANCIAL INC. 8-K filings
Get the next SMBK 8-K as it lands
Follow SMBK for push alerts, or ask the research agent what this filing means.