Short answer
SMARTFINANCIAL INC. (SMBK) filed its Q2 2026 10-Q quarterly report on Aug 10, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $78M (up 12.4% year over year) with net income of $16M.
Q2 2026 key financials · XBRL
- Revenue
- $78M
- +12.4% YoY · +5.1% QoQ
- Net income
- $16M
- +39.4% YoY · +19.3% QoQ
- EPS (diluted)
- $0.96
- +39.1% YoY · +18.5% QoQ
Source: XBRL data from the SMARTFINANCIAL INC. (SMBK) Q2 2026 10-Q on SEC EDGAR. USD.
SMARTFINANCIAL INC. Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $16.3M vs $11.7M YoY; revenue proxy net interest income $48.1M vs $40.3M
- Tax-equivalent net interest margin 3.52% vs 3.29% YoY; return on average assets 1.10% vs 0.88%
- Best performer mortgage banking income $916K vs $633K; worst insurance commissions $0 vs $1.6M
- Loans and leases $4.64B, up $315.0M; deposits $5.39B, up $232.8M from December 31, 2025
- Headwinds: interest-rate changes, real-estate weakness, credit deterioration, liquidity needs and banking-industry risks
Risk Factors
- No material changes to risk factors previously disclosed in the December 31, 2025 Form 10-K
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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