Short answer
SMARTFINANCIAL INC. (SMBK) filed its Q1 2026 10-Q quarterly report on May 11, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $74M (up 11.9% year over year) with net income of $14M.
Q1 2026 key financials · XBRL
- Revenue
- $74M
- +11.9% YoY
- Net income
- $14M
- +21.6% YoY
- EPS (diluted)
- $0.81
- +20.9% YoY
Source: XBRL data from the SMARTFINANCIAL INC. (SMBK) Q1 2026 10-Q on SEC EDGAR. USD.
SMARTFINANCIAL INC. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $13.7M vs $11.3M YoY; diluted EPS $0.81 vs $0.67
- Tax-equivalent net interest margin 3.48% vs 3.21%; return on average assets 0.96% vs 0.87%
- Loan growth strongest in construction and land development, $478.3M vs $419.2M; leases weakest at $54.3M vs $55.4M
- Net loans increased $151.8M; deposits increased $43.4M from December 31, 2025
- Provision for credit losses $4.1M vs $979K; nonaccrual loans 0.27% vs 0.22% at December 31, 2025
Risk Factors
- No material risk-factor changes from the December 31, 2025 Form 10-K
- Carried-forward regulatory, legal, and compliance risks unchanged from the 10-K
- Carried-forward operational, competitive, and market risks unchanged from the 10-K
- Carried-forward liquidity, debt, currency, and concentration risks unchanged from the 10-K
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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