Short answer
SOUTHERN MISSOURI BANCORP, INC. (SMBC) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Preliminary fourth-quarter fiscal 2026 results announced by Southern Missouri Bancorp.
SOUTHERN MISSOURI BANCORP, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Preliminary fourth-quarter fiscal 2026 results announced by Southern Missouri Bancorp
- Quarterly dividend of $0.27 per common share signals cash distribution to shareholders
- Investor conference call timing and details provided in Exhibit 99.1
Item 8.01 · Other Events
- Quarterly dividend of $0.27 per common share, payable August 31, 2026
- 129th consecutive quarterly dividend, signaling continued shareholder-return consistency
- August 14, 2026 record date determines dividend eligibility
- July 23, 2026 conference call covering the related release, with replay available through July 28, 2026
Item EX-99.1 · Exhibit EX-99.1
- Q4 net income $20.3M, up 28.5%; diluted EPS $1.83, up 31.7% year over year
- Fiscal 2026 net income $71.8M, up 22.6%; diluted EPS $6.43, up 24.1%
- Net interest margin 3.67%, up 20 basis points; net interest income rose 10.1% to $44.4M
- Credit risk increased: PCL $3.2M, NPAs 0.64% of assets, and nonperforming loans $27.7M
- Loan growth outpaced deposits, raising quarterly loan-to-deposit ratio to 99.7%; brokered deposits increased to $290.6M
- Quarterly dividend raised 8.0% to $0.27 per share, payable August 31, 2026
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other SOUTHERN MISSOURI BANCORP, INC. 8-K filings
Get the next SMBC 8-K as it lands
Follow SMBC for push alerts, or ask the research agent what this filing means.