10-Q quarterly report · filed May 8, 2026

SOUTHERN MISSOURI BANCORP, INC. (SMBC) Q1 2026 10-Q Quarterly Report

Short answer

SOUTHERN MISSOURI BANCORP, INC. (SMBC) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $71M (up 1.5% year over year) with net income of $18M.

Q1 2026 key financials · XBRL

Revenue
$71M
+1.5% YoY · −1.8% QoQ
Net income
$18M
+13.3% YoY · −2.1% QoQ
EPS (diluted)
$1.59
+14.4% YoY · −1.9% QoQ

Source: XBRL data from the SOUTHERN MISSOURI BANCORP, INC. (SMBC) Q1 2026 10-Q on SEC EDGAR. USD.

SOUTHERN MISSOURI BANCORP, INC. Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Nonperforming assets $31.7M vs $23.8M YoY, with nonperforming loans $30.1M vs $22.0M
  • Nonperforming loans-to-net-loans ratio 0.71% vs 0.55% YoY
  • Credit commitments $1.0B, including $682.5M in unused lines
  • FHLB availability $974.2M, with $102.0M advanced
  • Management expects sufficient liquidity; Bank remained well capitalized with Tier 1 leverage ratio 10.38%

Risk Factors

  • No new or changed risk factors provided in the excerpt
  • Repurchase authorization for 550,000 shares, approximately 5.0% of outstanding shares
  • Repurchases subject to prevailing market prices, share availability, and general market conditions
  • $60.59–$64.26 average repurchase prices during January–March 2026
  • 450,710 shares remaining under the repurchase program at March 31, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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