Short answer
SOUTHERN MISSOURI BANCORP, INC. (SMBC) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $73M (up 8.4% year over year) with net income of $16M.
Q3 2025 key financials · XBRL
- Revenue
- $73M
- +8.4% YoY
- Net income
- $16M
- +25.6% YoY
- EPS (diluted)
- $1.38
- +25.5% YoY
Source: XBRL data from the SOUTHERN MISSOURI BANCORP, INC. (SMBC) Q3 2025 10-Q on SEC EDGAR. USD.
SOUTHERN MISSOURI BANCORP, INC. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Nonperforming assets $27.1M vs $12.1M YoY, with nonperforming loans $26.0M vs $8.2M
- Nonperforming assets-to-assets ratio 0.54% vs 0.26% YoY
- Credit commitments $984.7M, including $623.2M unused lines of credit
- FHLB availability $899.7M, with $102.1M advanced at September 30, 2025
- Management expects sufficient liquidity; Bank remained well capitalized with 13.27% total capital ratio
Risk Factors
- No new or changed regulatory, legal, operational, competitive, market, or financial risks identifiable
- Share-repurchase exposure: 205,435 shares remaining under 445,000-share authorization
- Change-in-control exposure: amended agreement with Rick A. Windes filed July 23, 2025
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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