8-K current report · filed Jul 24, 2026

SOUTHSIDE BANCSHARES INC (SBSI) 8-K Current Report: July 24, 2026

Item 2.02Item EX-99.1SBSI overview

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SOUTHSIDE BANCSHARES INC (SBSI) filed an 8-K current report with the SEC on July 24, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Second-quarter financial results for period ended June 30, 2026.

SOUTHSIDE BANCSHARES INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Second-quarter financial results for period ended June 30, 2026
  • Press release issued July 24, 2026 and filed as Exhibit 99.1
  • Exhibit contains the substantive earnings details investors need to assess performance
  • Disclosure furnished under Regulation FD and not treated as filed under Section 18 liability provisions

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $26.8M, up 23.0% year over year; diluted EPS $0.90, up 25.0%
  • Returns strengthened: ROAA 1.23%, ROE 12.33%, and tangible common equity return 16.09%
  • Revenue mix improved as noninterest income rose 15.3% to $14.0M and noninterest expense fell 1.5% to $38.7M
  • Margin pressure emerged: Q2 net interest margin fell to 2.80% from 2.91% linked quarter
  • Deposit contraction requires monitoring: deposits fell 10.3% linked quarter to $6.17B, while loans increased 7.6% year over year to $4.95B
  • Credit quality remained favorable with nonperforming assets at 0.11% of assets versus 0.39% a year earlier

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