10-Q quarterly report · filed Jul 24, 2026

SOUTHSIDE BANCSHARES INC (SBSI) Q2 2026 10-Q Quarterly Report

Short answer

SOUTHSIDE BANCSHARES INC (SBSI) filed its Q2 2026 10-Q quarterly report on Jul 24, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $104M (up 5.4% year over year) with net income of $27M.

Q2 2026 key financials · XBRL

Revenue
$104M
+5.4% YoY · +1.6% QoQ
Net income
$27M
+23.0% YoY · +15.4% QoQ
EPS (diluted)
$0.90
+26.8% YoY · +15.4% QoQ

Source: XBRL data from the SOUTHSIDE BANCSHARES INC (SBSI) Q2 2026 10-Q on SEC EDGAR. USD.

SOUTHSIDE BANCSHARES INC Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income impact: rates +100 bps, 2.22% vs 2.69% in 2025
  • Net interest income impact: rates −200 bps, (6.11)% vs (1.51)% in 2025
  • Rate sensitivity: −100 bps impact (2.79)% vs (1.06)% in 2025
  • Outlook: solid, positive Texas market conditions amid tariff and Middle East uncertainty
  • Headwinds: inflation, energy and gas prices, and rate fluctuations threatening borrowers

Risk Factors

  • No new risk factor triggered in the quarter; management reported no material changes from the 2025 Form 10-K
  • Carried-forward regulatory and compliance risks remain unchanged from the 2025 Form 10-K
  • Carried-forward operational and competitive risks remain unchanged from the 2025 Form 10-K
  • Carried-forward financial risks remain unchanged from the 2025 Form 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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