10-Q quarterly report · filed Apr 30, 2026

SOUTHSIDE BANCSHARES INC (SBSI) Q1 2026 10-Q Quarterly Report

Short answer

SOUTHSIDE BANCSHARES INC (SBSI) filed its Q1 2026 10-Q quarterly report on Apr 30, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $102M (up 2.0% year over year) with net income of $23M.

Q1 2026 key financials · XBRL

Revenue
$102M
+2.0% YoY
Net income
$23M
+8.1% YoY
EPS (diluted)
$0.78
+9.9% YoY

Source: XBRL data from the SOUTHSIDE BANCSHARES INC (SBSI) Q1 2026 10-Q on SEC EDGAR. USD.

SOUTHSIDE BANCSHARES INC Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income sensitivity: rate increases of 100 and 200 basis points projected to raise NII 1.86% and 3.96%
  • Rate decreases projected to reduce NII 1.85% at 50 basis points and 5.14% at 200 basis points
  • Downside sensitivity increased versus 2025: 200-basis-point decrease impact (5.14%) vs (1.81%)
  • Outlook: solid, positive market growth prospects, with tariff negotiations and Middle East conflict creating uncertainty
  • Headwinds: higher inflation, energy and gas prices, and interest-rate fluctuations potentially affecting borrowers

Risk Factors

  • No material changes from risks disclosed in the 2025 Form 10-K
  • No newly added risk factor or quarter-specific trigger identified
  • No materially updated regulatory, legal, or compliance risk identified
  • No changed operational, competitive, market, liquidity, debt, currency, or concentration risk identified

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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