RUSHA at a glance
RUSH ENTERPRISES INC \TX\ (RUSHA, SEC CIK 1012019) filed its latest 10-K annual report on February 25, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 6, 2026 and Form 4 insider filings as recently as August 14, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), RUSH ENTERPRISES INC \TX\ (RUSHA) reported revenue of $7.1 billion (down 5.2% from FY2024) and net income of $263.8 million. Diluted EPS was $3.27.
- The most recent insider open-market sale reported on Form 4 was by McRoberts Michael on August 3, 2026 of 6,500 shares at $81.44 per share.
- In the last 90 days, RUSHA insiders reported 0 open-market purchases ($0) and 7 open-market sales ($9.1M) on Form 4, a net sale of $9.1M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $7.1B
- −5.2% vs prior year
- Insiders · 90 days
- 0 buys · 7 sells
- Net −$9.1M
- Latest 8-K
- Aug 6, 2026
- Item 1.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Integrated retailer of commercial vehicles and related aftermarket services through 126 Rush Truck Centers in 23 U.S. states and Ontario, Canada
- New emphasis on CNG fuel systems via joint venture with Cummins and expanded vehicle telematics product offerings
- Strategic focus on growth via acquisitions and new dealership openings to broaden geographic reach and product lines
- Employee count totaled 7,937 (7,355 U.S., 582 Canada) with turnover improving to 26.0% in 2025 from 30.5% in 2024
- Aftermarket Products and Services drove 33.9% of total revenues ($2.523B) and accounted for 63.7% of gross profit, reflecting focus on higher-margin services
Risk Factors
- Regulatory risk: Potential repeal or weakening of state motor vehicle dealer laws could allow manufacturers to terminate dealership agreements without cause, threatening core revenue sources
- Geopolitical risk: 25% Commercial Vehicle Tariffs on certain imported vehicles and parts may increase prices, risking order cancellations despite expected price increases well below 25%
- Operational risk: Dependence on PACCAR and Peterbilt for majority of revenues and financing; loss of dealership agreements due to change of control could materially disrupt operations
- Market disruption risk: Emerging electric drivetrain vehicles could reduce parts and service demand, threatening aftermarket revenue as all represented manufacturers offer electric commercial vehicles
- Financial risk: $1.11 billion new commercial vehicle order backlog subject to cancellations, risking revenue and earnings volatility despite current confidence tariffs will not significantly impact backlog
Management Discussion & Analysis
- Operating cash flow $861.8M in 2025 vs $619.6M in 2024, net income $266.0M vs $305.0M
- Capital expenditures $399.8M in 2025, including $289.6M for commercial vehicle purchases
- Dividends paid $58.3M in 2025, new stock repurchase program authorized for $150M but no shares repurchased yet
- Largest financing debt: $380M under PFC Floor Plan, $263.7M under BMO Floor Plan as of Dec 31, 2025
- Management expects $300M-$350M commercial vehicle purchases for 2026; key risks include economic cyclicality and credit availability
AI summary of the RUSHA 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Q2 revenue $1.9B, down $31.0M or 1.6% YoY
- Gross margin 19.0% vs 19.7%; operating margin 5.1% vs 5.7% YoY
- Aftermarket strongest: revenue up $9.4M or 1.5%; commercial vehicle revenue down $42.5M or 3.6%
- Cash $264.9M and working capital $710.7M at June 30; Q2 dividend payment $14.8M
- Outlook: stronger Class 8 demand expected in second half; medium-duty customers remain cautious and aftermarket recovery trails vehicle sales market
Risk Factors
- No newly added risk factor; company reported no material changes from the 2025 Annual Report
- Carried-forward business risks remain capable of materially affecting operations, financial condition, or results
- No material regulatory, legal, or compliance risk changes disclosed
- No material operational, competitive, or market risk changes disclosed
- No material liquidity, debt, currency, or concentration risk changes disclosed
AI summary of the RUSHA 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 1.01: Entry into a Material Definitive Agreement
- RTC-Canada floor-plan financing extended through December 31, 2029
- BMO remains lender; Rush Enterprises continues as guarantor
Item EX-99.1: Item EX-99.1
- BMO facility commitment increased or reset to C$120 million, subject to the borrowing base
- Credit facility extended through December 31, 2029, improving financing availability for Canadian operations
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 results covered quarter ended June 30, 2026
- Earnings press release issued July 28, 2026
Item 7.01: Regulation FD Disclosure
- Three-for-two split for Class A and Class B shares, delivered as a stock dividend
- Record date August 11, 2026; distribution date August 31, 2026
Item EX-99.1: Item EX-99.1
- Q2 revenue $1.900B, down 1.6% YoY, while net income rose to $72.8M and diluted EPS to $0.91
- Aftermarket revenue increased 1.5% to $645.7M, providing resilience as commercial vehicle sales revenue declined
Item EX-99.1: Item EX-99.1
- 50/50 joint venture with MCT Companies, expanding Rush into refrigerated transportation and auxiliary power services
- MCT network contributes 17 Carrier Transicold dealerships and 3 mobile service locations across six states
Item 8.01: Other Events
- Exhibit 99.1 contains Rush Enterprises’ July 23, 2026 press release
- Filing is primarily an exhibit reference; substantive event details require review of Exhibit 99.1
AI summaries of RUSHA 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for RUSHA
Don't miss the next RUSHA filing
- Alerts as it files. A push when RUSHA files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut RUSHA, by share count.
- Ask anything. An AI agent that reads every RUSHA filing and answers with sources.
RUSHA alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Mendoza Elaine | G | Aug 12, 2026 | 750 | - |
| McRoberts Michael | Sell | Aug 3, 2026 | 6,500 | $81.44 |
| RUSH WILLIAM M RUSTY | M | Aug 3, 2026 | 71,574 | $15.06 |
| RUSH WILLIAM M RUSTY | Sell | Aug 3, 2026 | 71,574 | $81.05 |
| RUSH WILLIAM M RUSTY | M | Aug 3, 2026 | 71,574 | - |
| McRoberts Michael | M | Aug 3, 2026 | 6,500 | $15.06 |
| Goldstone Michael L | Sell | Aug 3, 2026 | 2,100 | $81.30 |
| Goldstone Michael L | M | Aug 3, 2026 | 2,100 | $15.06 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $7.4B | $7.1B |
| Gross Profit | - | $1.5B | $1.5B |
| Operating Income | - | $468.1M | $393.8M |
| Net Income | - | $304.2M | $263.8M |
| Gross Margin | - | 20.6% | 20.7% |
| Op. Margin | - | 6.3% | 5.6% |
| Net Margin | - | 4.1% | 3.7% |
| Balance Sheet | |||
| Total Assets | $4.4B | $4.6B | $4.4B |
| Equity | $1.9B | $2.1B | $2.2B |
| ROE | - | 14.2% | 12.0% |
| Per Share | |||
| EPS | - | $3.72 | $3.27 |
| Cash Flow | |||
| Operating CF | - | $619.5M | $861.8M |
| CapEx | - | $433.0M | $399.8M |
Source: XBRL data in RUSH ENTERPRISES INC \TX\ (RUSHA)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
RUSHA filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Aug 14, 2026 | - | - | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 8-K | Jul 28, 2026 | - | Analysis | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 8-K | Jun 30, 2026 | - | Analysis | - |
| 8-K | Jun 22, 2026 | - | Analysis | - |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 8-K | May 19, 2026 | - | Analysis | |
| 8-K | May 13, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 1, 2026 | - | - | - |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 28, 2026 | - | Analysis | - |
| 8-K | Mar 24, 2026 | - | - | - |
Related Consumer Discretionary companies
- CRMT · AMERICAS CARMART INCRetail-Auto Dealers & Gasoline Stations
- ABG · ASBURY AUTOMOTIVE GROUP INCRetail-Auto Dealers & Gasoline Stations
- CWH · Camping World Holdings, Inc.Retail-Auto Dealers & Gasoline Stations
- KMX · Carmax IncRetail-Auto Dealers & Gasoline Stations
- CVNA · CarvanaRetail-Auto Dealers & Gasoline Stations
- GPI · GROUP 1 AUTOMOTIVE INCRetail-Auto Dealers & Gasoline Stations
- MUSA · Murphy USA IncRetail-Auto Dealers & Gasoline Stations
- NXXT · NEXTNRG, INC.Retail-Auto Dealers & Gasoline Stations
RUSHA SEC filings: frequently asked questions
Are RUSHA insiders buying or selling?
In the last 90 days, RUSH ENTERPRISES INC \TX\ (RUSHA) officers, directors and 10% owners reported no open-market purchases and 7 open-market sales worth $9.1 million by 4 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
What was RUSHA's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), RUSH ENTERPRISES INC \TX\ (RUSHA) reported revenue of $7.1 billion (down 5.2% from FY2024) and net income of $263.8 million. Diluted EPS was $3.27. The figures come from the XBRL data in the 10-K.
What are the main risks in RUSHA's latest 10-K?
In the 10-K filed February 25, 2026, RUSH ENTERPRISES INC \TX\ (RUSHA) flagged: Regulatory risk: Potential repeal or weakening of state motor vehicle dealer laws could allow manufacturers to terminate dealership agreements without cause, threatening core revenue sources. Geopolitical risk: 25% Commercial Vehicle Tariffs on certain imported vehicles and parts may increase prices, risking order cancellations despite expected price increases well below 25%. (AI summary of the Risk Factors section.)
What did RUSHA report in its latest 8-K?
RUSH ENTERPRISES INC \TX\ (RUSHA) filed an 8-K on August 6, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement). RTC-Canada floor-plan financing extended through December 31, 2029.
What are the latest RUSHA SEC filings?
RUSH ENTERPRISES INC \TX\ (RUSHA) filed its latest 10-K annual report on February 25, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 6, 2026 and a Form 4 insider filing on August 14, 2026.
What is RUSHA's SEC CIK number?
RUSH ENTERPRISES INC \TX\ (RUSHA)'s SEC Central Index Key (CIK) is 1012019. EDGAR lists every RUSHA filing under that number.
Ask anything about RUSHA
The research agent reads RUSHA's filings, financials, insider trades and 13F holders, then answers with sources.