Short answer
REPUBLIC BANCORP INC /KY/ (RBCAA) filed an 8-K current report with the SEC on July 24, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 and first-half 2026 operating results announced for periods ended June 30, 2026.
REPUBLIC BANCORP INC /KY/ 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 and first-half 2026 operating results announced for periods ended June 30, 2026
- Earnings release provides headline financial performance in Exhibit 99.1
- Financial supplement in Exhibit 99.2 offers additional operating and financial detail
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $32.9M and diluted EPS $1.68, each up 4% year over year
- Core Bank net interest income rose 7% to $64.1M, with net interest margin expanding 30 basis points to 4.02%
- Traditional Banking loans grew $59M during the quarter, signaling stronger relationship-lending demand
- New RPS program expected to add over $150M of lower-cost average deposits during the remainder of 2026
- Credit quality weakened modestly, with Core Bank nonperforming loans rising to 0.58% from 0.41% year over year
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