8-K current report · filed Jul 27, 2026

PEAPACK GLADSTONE FINANCIAL CORP (PGC) 8-K Current Report: July 27, 2026

Item 2.02Item 7.01Item EX-99.1PGC overview

Short answer

PEAPACK GLADSTONE FINANCIAL CORP (PGC) filed an 8-K current report with the SEC on July 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Earnings release covers three and six months ended June 30, 2026.

PEAPACK GLADSTONE FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Earnings release covers three and six months ended June 30, 2026
  • Press release issued July 27, 2026, with detailed financial results in Exhibit 99.1
  • Results disclosure enables investor review of quarterly and year-to-date performanceahlen

Item 7.01 · Regulation FD Disclosure

  • Investor presentation furnished under Regulation FD, making the referenced materials publicly available
  • Exhibit 99.2 contains the substantive company information for investor review
  • No ongoing obligation to update the presentation, limiting reliance on its forward-looking content

Item EX-99.1 · Exhibit EX-99.1

  • Q2 revenue $86.1M, up 23% YoY, while expenses rose 7%, driving pre-provision revenue up approximately 70%
  • Net income available to common shareholders $15.8M, or $0.85 diluted EPS, versus $7.9M and $0.45 in Q2 2025
  • Net interest margin expanded to 3.32% from 2.77% YoY, supporting net interest income growth of 32% to $63.9M
  • Loans reached $6.7B and deposits $7.1B, with annualized quarterly growth of 15% and 14%, respectively
  • Credit risk warrants monitoring: nonperforming assets rose to $72.2M, while the company issued the remaining $20M of 6% convertible preferred stock to support growth

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