8-K current report · filed Sep 14, 2026

PennyMac Financial Services, Inc. (PFSI) 8-K Current Report: September 14, 2026

Item 7.01Item EX-99.1PFSI overview

Short answer

PennyMac Financial Services, Inc. (PFSI) filed an 8-K current report with the SEC on September 14, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Item 7.01 designates Exhibit 99.1 as Regulation FD disclosure.

PennyMac Financial Services, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • Item 7.01 designates Exhibit 99.1 as Regulation FD disclosure
  • Exhibit 99.1 excluded from Exchange Act Section 18 “filed” liability
  • Exhibit 99.1 not incorporated by reference into other filings absent specific reference

Item EX-99.1 · Exhibit EX-99.1

  • 3Q26 quarter-to-date total fundings $16.6B versus $34.9B in 2Q26, signaling lower production momentum
  • Mortgage rates up 50 basis points since June 30, pressuring pull-through-adjusted locks and production pretax income
  • Production revenue margin expected at 75–85 basis points versus 77 basis points in 2Q26
  • Servicing pretax income expected higher, supported by a $503B owned servicing portfolio despite 10%+ lower MSR cash-flow realization
  • 3Q26 corporate pretax loss expected similar to 3Q25, limiting offset from servicing gains

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