10-Q quarterly report · filed Aug 7, 2026

PROVIDENT FINANCIAL SERVICES INC (PFS) Q2 2026 10-Q Quarterly Report

Short answer

PROVIDENT FINANCIAL SERVICES INC (PFS) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $20M (up 7.5% year over year) with net income of $78M.

Q2 2026 key financials · XBRL

Revenue
$20M
+7.5% YoY · −4.7% QoQ
Net income
$78M
+8.6% YoY · −1.6% QoQ
EPS (diluted)
$0.60
+9.1% YoY · −1.6% QoQ

Source: XBRL data from the PROVIDENT FINANCIAL SERVICES INC (PFS) Q2 2026 10-Q on SEC EDGAR. USD.

PROVIDENT FINANCIAL SERVICES INC Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Loan portfolio $20.05B, up $541.7M from December 31, 2025
  • Commercial loans up $407.6M; consumer loans down $5.1M during six months
  • Provision $9.6M vs $2.7M recapture YoY; allowance ratio 0.92% vs 0.98%
  • Non-performing loans $136.9M, or 0.68%, vs $78.4M, or 0.40%
  • Borrowed funds $2.41B; stock repurchases 614,722 shares at $21.09 average cost

Risk Factors

  • No material changes to 10-K risk factors for fiscal year ended December 31, 2025
  • Carried-forward risks include financial-services industry competition and changing economic conditions
  • Carried-forward regulatory risk includes extensive banking regulation and compliance requirements
  • Carried-forward financial risks include interest-rate volatility, credit losses, and liquidity pressures
  • Carried-forward concentration risk includes dependence on local markets and commercial real-estate lending

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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