Short answer
PROVIDENT FINANCIAL SERVICES INC (PFS) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $18M (up 0.7% year over year) with net income of $72M.
Q3 2025 key financials · XBRL
- Revenue
- $18M
- +0.7% YoY · −1.7% QoQ
- Net income
- $72M
- +54.6% YoY · −0.4% QoQ
- EPS (diluted)
- $0.55
- +31.0% YoY · +0.0% QoQ
Source: XBRL data from the PROVIDENT FINANCIAL SERVICES INC (PFS) Q3 2025 10-Q on SEC EDGAR. USD.
PROVIDENT FINANCIAL SERVICES INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New risk: Integration risks from May 2024 Lakeland Bancorp merger adding $10.59B assets, $7.91B loans, $8.62B deposits, 68 branches; geographic overlaps closed 22 branches
- Most updated risk: Increased non-performing loans $28.3M to $100.4M (0.52% of loans) due to commercial mortgages and loans rising delinquent
- Regulatory risk: One Big Beautiful Bill enacted July 2025 with significant tax changes, no material financial impact anticipated under ASC 740 accounting
- Operational risk: Real estate collateral valuation challenges amid economic uncertainty increasing risk in commercial real estate portfolio of $11.7B (60% of loans)
- Financial risk: Brokered deposits surged from $255M to $806M by Sept 2025, representing increased wholesale funding and $4.81B uninsured deposits exposure
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other PROVIDENT FINANCIAL SERVICES INC quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.