PFS PROVIDENT FINANCIAL SERVICES INC

Q3 2025 10-Q
Filed: Nov 6, 2025Period ending Sep 30, 2025
Financials
Savings Institution, Federally CharteredSEC EDGAR

PROVIDENT FINANCIAL SERVICES INC (PFS) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Risk Factors

  • New risk: Integration risks from May 2024 Lakeland Bancorp merger adding $10.59B assets, $7.91B loans, $8.62B deposits, 68 branches; geographic overlaps closed 22 branches
  • Most updated risk: Increased non-performing loans $28.3M to $100.4M (0.52% of loans) due to commercial mortgages and loans rising delinquent
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Quarterly Financial Summary
XBRL

Revenue

$18M

Net Income

$72M

Net Margin

399.2%

ROE

2.6%

Total Assets

$24.8B

Source: XBRL data from PROVIDENT FINANCIAL SERVICES INC Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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