PROVIDENT FINANCIAL SERVICES INC (PFS) Q3 2025 10-Q Quarterly Report
Filed: Nov 6, 2025Period ending Sep 30, 2025
Financials
Savings Institution, Federally CharteredSEC EDGAR PROVIDENT FINANCIAL SERVICES INC (PFS) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
PROVIDENT FINANCIAL SERVICES INC Q3 2025 10-Q Analysis
Risk Factors
- • New risk: Integration risks from May 2024 Lakeland Bancorp merger adding $10.59B assets, $7.91B loans, $8.62B deposits, 68 branches; geographic overlaps closed 22 branches
- • Most updated risk: Increased non-performing loans $28.3M to $100.4M (0.52% of loans) due to commercial mortgages and loans rising delinquent
PROVIDENT FINANCIAL SERVICES INC Q3 2025 Quarterly FinancialsXBRL
Revenue
$18M
▲ +0.7% YoY▼ -1.7% QoQ
Net Income
$72M
▲ +54.6% YoY▼ -0.4% QoQ
Net Margin
399.2%
▲ +13918bp YoY▲ +530bp QoQ
ROE
2.6%
Total Assets
$24.8B
EPS (Diluted)
$0.55
▲ +31.0% YoY▼ 0.0% QoQ
Operating Cash Flow
$98M
▲ +41.7% YoY▼ -47.5% QoQ
Source: XBRL data from PROVIDENT FINANCIAL SERVICES INC Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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