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OLD SECOND BANCORP INC (OSBC) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Second-quarter results for period ended June 30, 2026 released July 22, 2026.
OLD SECOND BANCORP INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Second-quarter results for period ended June 30, 2026 released July 22, 2026
- Financial results and loan portfolio disclosures provided in Exhibits 99.1 and 99.2
- Loan portfolio detail offers investors insight into credit exposure and asset-quality trends
Item EX-99.1 · Exhibit EX-99.1
- Q2 2026 net income $28.2M, or $0.54 diluted EPS, up from $25.6M and $0.48 in Q1
- Net interest income $83.3M, up 2.69%, with tax-equivalent NIM expanding nine basis points to 5.23%
- Credit provision declined to $7.5M from $9.5M, while nonperforming loans fell $19.0M to $56.5M
- Deposits declined $120.3M to $5.44B, though deposit costs improved five basis points to 1.00%
- 732,183 shares repurchased at $21.08 average; $0.07 dividend declared payable August 10, 2026
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