Short answer
OppFi Inc. (OPFI) filed an 8-K current report with the SEC on August 10, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement), Item 2.02 (Results of Operations and Financial Condition), Item 2.03 (Creation of a Direct Financial Obligation), Item 7.01 (Regulation FD Disclosure). $100.0M maximum secured borrowing capacity; no loans drawn at signing.
OppFi Inc. 8-K event analysis
AI summary of each reported item and its exhibits
Item 1.01 · Entry into a Material Definitive Agreement
- $100.0M maximum secured borrowing capacity; no loans drawn at signing
- 12.50% fixed interest before BNCCORP acquisition, increasing to 13.50% afterward
- Four-year maturity from initial draw, with 10% semi-annual principal amortization
- Initial $75.0M draw available during six-month period; 1.25% original issue discount reduces proceeds
- Proceeds intended for finance-receivables growth, working capital, and general corporate purposes
Item 2.02 · Results of Operations and Financial Condition
- OppFi reported second-quarter fiscal 2026 results for the period ended June 30, 2026
- Full financial results are provided in Exhibit 99.1, the accompanying press release
- Results furnished under Regulation FD, limiting their treatment as formally filed Exchange Act information
Item 7.01 · Regulation FD Disclosure
- OppFi furnished an earnings presentation on August 10, 2026, supporting its accompanying earnings release
- Exhibit 99.2 contains the presentation and is the key source for operating and financial details
- Reg FD disclosure is furnished, not filed, limiting Section 18 liability and automatic incorporation into other filings
Other items in this filing:
- Item 2.03: Creation of a Direct Financial Obligation
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other OppFi Inc. 8-K filings
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