Short answer
Orange County Bancorp, Inc. /DE/ (OBT) filed its Q2 2026 10-Q quarterly report on Aug 10, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $35M (up 4.0% year over year) with net income of $14M.
Q2 2026 key financials · XBRL
- Revenue
- $35M
- +4.0% YoY · +0.4% QoQ
- Net income
- $14M
- +30.6% YoY · +21.0% QoQ
- EPS (diluted)
- $1.02
- +17.2% YoY · +20.0% QoQ
Source: XBRL data from the Orange County Bancorp, Inc. /DE/ (OBT) Q2 2026 10-Q on SEC EDGAR. USD.
Orange County Bancorp, Inc. /DE/ Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Assets $2.8B, up $141.0M or 5.3% from December 31, 2025
- Cash $334.9M, up 64.0% from $204.2M, driven by deposit growth and loan repayments
- Commercial real estate largest portfolio at $1.5B, or 78.86% of total loans
- Nonperforming loans $22.2M, up from $11.1M; nonperforming assets 0.79% vs 0.42%
- Outlook headwinds: interest-rate changes, deposit competition, loan payoffs, real-estate conditions and credit quality risks
Risk Factors
- No material changes to 2025 Form 10-K risk factors, filed March 16, 2026
- No newly triggered risk factor disclosed during the second quarter of 2026
- No material regulatory, legal, or compliance risk updates disclosed
- No new operational, competitive, market, liquidity, debt, currency, or concentration risks disclosed
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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