10-Q quarterly report · filed May 11, 2026

Orange County Bancorp, Inc. /DE/ (OBT) Q1 2026 10-Q Quarterly Report

Short answer

Orange County Bancorp, Inc. /DE/ (OBT) filed its Q1 2026 10-Q quarterly report on May 11, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $34M (up 7.9% year over year) with net income of $11M.

Q1 2026 key financials · XBRL

Revenue
$34M
+7.9% YoY
Net income
$11M
+29.6% YoY
EPS (diluted)
$0.85
+10.4% YoY

Source: XBRL data from the Orange County Bancorp, Inc. /DE/ (OBT) Q1 2026 10-Q on SEC EDGAR. USD.

Orange County Bancorp, Inc. /DE/ Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Nonperforming loans $26.1M, up from $11.1M YoY comparison unavailable
  • Cash and due from banks $257.5M, up $53.3M or 26.1% from December 31, 2025
  • Loans $1.95B, with commercial real estate largest at $1.48B or 75.86% of portfolio
  • Near-term headwinds: interest-rate changes, deposit competition, margin pressure, real-estate conditions and rising credit concerns

Risk Factors

  • No material changes to 2025 Form 10-K risk factors
  • Carried-forward risks unchanged from the 2025 Annual Report
  • No directors or officers adopted or terminated Rule 10b5-1 trading plans during first-quarter 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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