10-Q quarterly report · filed Jul 31, 2026

NMI Holdings, Inc. (NMIH) Q2 2026 10-Q Quarterly Report

Short answer

NMI Holdings, Inc. (NMIH) filed its Q2 2026 10-Q quarterly report on Jul 31, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $188M (up 8.1% year over year) with net income of $106M.

Q2 2026 key financials · XBRL

Revenue
$188M
+8.1% YoY · +2.4% QoQ
Net income
$106M
+10.0% YoY · +6.5% QoQ
EPS (diluted)
$1.38
+13.1% YoY · +7.8% QoQ

Source: XBRL data from the NMI Holdings, Inc. (NMIH) Q2 2026 10-Q on SEC EDGAR. USD.

NMI Holdings, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net premiums earned $157.5M, up 6% YoY from $149.1M
  • NIW $16.1B, up 29% YoY from $12.5B, driven by monthly premium business
  • Primary IIF $227.1B vs $214.7B YoY; RIF $60.8B vs $57.5B
  • Default rate 1.16% vs 1.00% YoY; persistency 81.4% vs 84.1%
  • Headwinds: persistent inflation, elevated interest rates, weak consumer confidence and increasing jobless claims

Risk Factors

  • Risk Factors section not provided in the submitted filing text
  • No new, changed, regulatory, operational, competitive, market, or financial risks identifiable from the excerpt

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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