Short answer
NMI Holdings, Inc. (NMIH) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $179M (up 7.6% year over year) with net income of $96M.
Q3 2025 key financials · XBRL
- Revenue
- $179M
- +7.6% YoY · +2.8% QoQ
- Net income
- $96M
- +3.4% YoY · −0.2% QoQ
- EPS (diluted)
- $1.22
- +7.0% YoY · +0.0% QoQ
Source: XBRL data from the NMI Holdings, Inc. (NMIH) Q3 2025 10-Q on SEC EDGAR. USD.
NMI Holdings, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- No newly added risk factors explicitly stated; macroeconomic risks reiterated due to persistent inflation and elevated interest rates
- Materially updated risk: increased default rate to 1.05% in Q3 2025 vs 0.87% in Q3 2024 due to rising mortgage defaults
- Regulatory risk: maintaining compliance with Wisconsin OCI and PMIERs amid reinsurance commutation and new capital requirements
- Market risk: near-term performance sensitive to declining mortgage refinancing given high 83.9% persistency and rising interest rates
- Financial risk: insurance claims reserves increased to $180.3M in Q3 2025, reflecting higher claims and reinsurance recoverable adjustments
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other NMI Holdings, Inc. quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.