NMI Holdings, Inc. (NMIH) Q3 2025 10-Q Quarterly Report
NMI Holdings, Inc. (NMIH) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 5, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
NMI Holdings, Inc. Q3 2025 10-Q Analysis
Risk Factors
- • No newly added risk factors explicitly stated; macroeconomic risks reiterated due to persistent inflation and elevated interest rates
- • Materially updated risk: increased default rate to 1.05% in Q3 2025 vs 0.87% in Q3 2024 due to rising mortgage defaults
NMI Holdings, Inc. Q3 2025 Quarterly FinancialsXBRL
Revenue
$179M
▲ +7.6% YoY▲ +2.8% QoQ
Net Income
$96M
▲ +3.4% YoY▼ -0.2% QoQ
Net Margin
53.7%
▼ -215bp YoY▼ -160bp QoQ
ROE
3.8%
Total Assets
$3.7B
EPS (Diluted)
$1.22
▲ +7.0% YoY▼ 0.0% QoQ
Operating Cash Flow
$128M
▼ -0.3% YoY▼ -0.2% QoQ
Source: XBRL data from NMI Holdings, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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