8-K current report · filed Apr 14, 2026

NATIONAL BANKSHARES INC (NKSH) 8-K Current Report: April 14, 2026

Item 7.01Item EX-99.1NKSH overview

Short answer

NATIONAL BANKSHARES INC (NKSH) filed an 8-K current report with the SEC on April 14, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Investor presentation furnished under Regulation FD for management discussions with investors and analysts.

NATIONAL BANKSHARES INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • Investor presentation furnished under Regulation FD for management discussions with investors and analysts
  • Presentation contains additional company information; Exhibit 99.1 is the primary source for disclosed details
  • Disclosure supports investor access to consistent information during management outreach

Item EX-99.1 · Exhibit EX-99.1

  • Q4 2025 net income $5.88M, or $0.92 per share, supported by favorable asset and liability repricing
  • Core net income $5.37M, or $0.84 per share, excluding a $509K after-tax ACLL recovery
  • Assets $1.8B, loans $1.0B, deposits $1.6B, and shareholders’ equity $185M
  • Core ROAA 1.18%, core ROATCE 12.57%, and core efficiency ratio 55.77%
  • Strong capital supports growth and shareholder returns, with repurchase authorization for up to 250,000 shares

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