Short answer
NBT BANCORP INC (NBTB) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). First-quarter 2026 results cover the period ended March 31, 2026.
NBT BANCORP INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- First-quarter 2026 results cover the period ended March 31, 2026
- Earnings press release furnished as Exhibit 99.1 for detailed financial figures
- Management conference call scheduled April 24, 2026 at 10:00 a.m. Eastern Time
- Webcast and presentation slides available through NBT Bancorp’s Event Calendar page
Item EX-99.1 · Exhibit EX-99.1
- Q1 2026 net income $51.1M, diluted EPS $0.98, up from $0.77; earnings benefited from Evans acquisition and margin expansion
- NIM 3.72%, up 7 bps sequentially as funding costs declined; net interest income $134.3M, up 25.3% year over year
- Deposits grew to $13.74B while loans declined to $11.55B; loan-to-deposit ratio improved to 84.0%, supporting liquidity
- Credit trends weakened modestly: nonperforming loans reached 0.53% of loans and provision expense increased to $5.6M
- Capital remained solid with CET1 ratio 12.34%; company repurchased 250,000 shares for $11.0M, with 1.5M shares remaining authorized
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