Short answer
NBT BANCORP INC (NBTB) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $186M (up 4.6% year over year) with net income of $53M.
Q2 2026 key financials · XBRL
- Revenue
- $186M
- +4.6% YoY · +1.7% QoQ
- Net income
- $53M
- +135.6% YoY · +3.7% QoQ
- EPS (diluted)
- $1.01
- +129.5% YoY · +3.1% QoQ
Source: XBRL data from the NBT BANCORP INC (NBTB) Q2 2026 10-Q on SEC EDGAR. USD.
NBT BANCORP INC Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $53.0M, up $30.5M YoY; diluted EPS $1.02 vs $0.44
- Return on average assets 1.32% vs 0.59%; FTE NIM 3.73% vs 3.59%
- Net interest income $137.0M, up 10.3% YoY; noninterest income $49.6M, up 5.8%
- Loans $11.87B, up 2.4% from December 31, 2025; deposits $13.54B, up $38.1M
- $25M subordinated debt redemption using existing liquidity; downside forecast weighting 35% with recessionary unemployment peak of 7.81%
Risk Factors
- No risk-factors section provided; supplied text covers equity repurchases, defaults, disclosures, exhibits, and signatures
- Share-repurchase risk: 68,595 shares bought at $43.96, leaving 1,431,405 authorized shares
- Capital-allocation risk: Repurchase program permits 2,000,000 shares through December 31, 2027
- Regulatory disclosure risk: No Rule 10b5-1 or non-Rule 10b5-1 trading arrangements adopted, modified, or terminated
- Senior-securities risk: No defaults reported during the quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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