10-Q quarterly report · filed May 8, 2026

NBT BANCORP INC (NBTB) Q1 2026 10-Q Quarterly Report

Short answer

NBT BANCORP INC (NBTB) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $183M (up 18.3% year over year) with net income of $51M.

Q1 2026 key financials · XBRL

Revenue
$183M
+18.3% YoY
Net income
$51M
+39.2% YoY
EPS (diluted)
$0.98
+27.3% YoY

Source: XBRL data from the NBT BANCORP INC (NBTB) Q1 2026 10-Q on SEC EDGAR. USD.

NBT BANCORP INC Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $51.1M, up $14.4M YoY; diluted EPS $0.98 vs $0.77
  • FTE NIM 3.72% vs 3.44% YoY; return on average assets 1.30% vs 1.08%
  • Retirement plan administration fees $16.6M, best noninterest category; wealth management $11.1M vs $10.9M YoY
  • Deposits $13.74B, up $243.8M; loans $11.55B, down $50.9M sequentially
  • Net interest income $134.3M, up 25.3% YoY; downside scenario weighting 35% reflected credit-loss uncertainty

Risk Factors

  • Risk Factors section not provided; no new or changed risks identifiable from submitted text
  • Stock repurchase authorization: up to 2,000,000 shares through December 31, 2027
  • Capital allocation risk: 250,000 shares repurchased at $44.06 average during first quarter
  • Remaining repurchase capacity: 1,500,000 shares as of March 31, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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