8-K current report · filed Jul 15, 2026

M&T Bank (MTB) 8-K Current Report: July 15, 2026

Item 2.02Item 7.01Item EX-99.1MTB overview

Short answer

M&T Bank (MTB) filed an 8-K current report with the SEC on July 15, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results announcement covering the quarter ended June 30, 2026.

M&T Bank 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results announcement covering the quarter ended June 30, 2026
  • Earnings details provided in Exhibit 99.1 news release
  • Investor focus: quarterly operating performance and financial condition disclosed in the accompanying release

Item 7.01 · Regulation FD Disclosure

  • M&T posted an investor presentation on July 15, 2026, creating a reference for current investor and analyst discussions
  • Exhibit 99.2 contains the substantive presentation; investors should review it for financial or strategic updates
  • Presentation available through M&T’s Investor Relations events and presentations page

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $818M, up 14% YoY; diluted EPS $5.32, up 25%, benefiting from fewer shares outstanding
  • Taxable-equivalent net interest income $1.804B, up 5% YoY; net interest margin expanded to 3.70% from 3.62%
  • Average loans grew $3.0B sequentially, led by $2.3B commercial and industrial growth; commercial real estate loans rose $1.1B
  • Credit trends improved: nonaccrual loans fell 23% YoY to $1.208B and net charge-offs declined to 0.23% from 0.32%
  • Capital returns remained substantial: $465M share repurchases and $1.50 quarterly dividend, while estimated CET1 stood at 10.19%

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