8-K current report · filed Jul 23, 2026

Midland States Bancorp, Inc. (MSBI) 8-K Current Report: July 23, 2026

Item 2.02Item 7.01MSBI overview

Short answer

Midland States Bancorp, Inc. (MSBI) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure). Second-quarter 2026 earnings release issued July 23, 2026.

Midland States Bancorp, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Second-quarter 2026 earnings release issued July 23, 2026
  • Financial results and operating performance detailed in Exhibit 99.1
  • Investor focus: quarterly earnings, asset quality, net interest trends, and capital metrics in the attached release

Item 7.01 · Regulation FD Disclosure

  • Slide presentation covering Midland States Bancorp’s second-quarter 2026 financial results made available July 23, 2026
  • Exhibit 99.2 contains the presentation, providing additional investor detail beyond the 8-K summary
  • Regulation FD disclosure is furnished, not filed, limiting Section 18 liability and automatic incorporation into Securities Act filings

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