8-K current report · filed May 5, 2026

MFA FINANCIAL, INC. (MFA) 8-K Current Report: May 5, 2026

Item 7.01Item EX-99.1MFA overview

Short answer

MFA FINANCIAL, INC. (MFA) filed an 8-K current report with the SEC on May 5, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Q1 2026 financial results announced for quarter ended March 31, 2026.

MFA FINANCIAL, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • Q1 2026 financial results announced for quarter ended March 31, 2026
  • Additional Q1 financial information furnished in Exhibit 99.2
  • Investors should review Exhibits 99.1 and 99.2 for earnings metrics and management commentary
  • Forward-looking statements subject to material risks and uncertainties
  • Information furnished, not filed under Exchange Act Section 18 liability standards

Item EX-99.1 · Exhibit EX-99.2

  • Q1 2026 GAAP loss $(11.4)M, or $(0.11) per share, despite $31.1M distributable earnings, highlighting fair-value volatility
  • Distributable earnings $0.30 per share versus $0.36 quarterly dividend, while earnings before realized credit losses reached $0.34
  • Portfolio expanded to $12.5B, supported by $1.06B acquisitions and originations versus $698.0M runoff
  • Credit risk worsened: 60+ day delinquencies rose to 7.8% from 7.1%, with transitional loans showing 11.8% delinquencies
  • Leverage remained elevated at 6.3x debt/net equity and 2.7x recourse leverage, increasing sensitivity to funding and asset-value pressure

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