Short answer
MetroCity Bankshares, Inc. (MCBS) filed an 8-K current report with the SEC on July 24, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Second-quarter results for period ended June 30, 2026.
MetroCity Bankshares, Inc. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Second-quarter results for period ended June 30, 2026
- Press release issued July 24, 2026, with operating and financial details in Exhibit 99.1
- Investor focus: earnings, asset quality, loan growth, deposits, and capital metrics in the attached release
Item EX-99.1 · Exhibit EX-99.1
- Q2 2026 net income $22.1M, or $0.76 per diluted share, up 31.5% year over year but down 0.8% sequentially
- Six-month net income $44.4M, up 34.2% year over year, reflecting First IC acquisition contributions
- Net interest margin 4.11%, up 34 basis points year over year, despite average earning assets declining $123.1M sequentially
- Loans $3.96B and deposits $3.49B, up 26.7% and 29.7% year over year, but down $44.8M and $137.3M sequentially
- Credit trends mixed: $792,000 recovery, but nonperforming assets rose to $18.7M and uninsured deposits increased to 33.1%
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other MetroCity Bankshares, Inc. 8-K filings
Get the next MCBS 8-K as it lands
Follow MCBS for push alerts, or ask the research agent what this filing means.