Short answer
Live Oak Bancshares, Inc. (LOB) filed its Q2 2026 10-Q quarterly report on Aug 4, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $242M (up 7.8% year over year) with net income of $37M.
Q2 2026 key financials · XBRL
- Revenue
- $242M
- +7.8% YoY · +3.4% QoQ
- Net income
- $37M
- +57.1% YoY · +22.5% QoQ
- EPS (diluted)
- $0.75
- +47.1% YoY · +25.0% QoQ
Source: XBRL data from the Live Oak Bancshares, Inc. (LOB) Q2 2026 10-Q on SEC EDGAR. USD.
Live Oak Bancshares, Inc. Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $34.7M vs $23.4M YoY; diluted EPS $0.74 vs $0.51
- Net interest income $125.3M vs $109.2M; net interest margin 3.33% vs 3.28%
- Best line: loans and leases held for investment interest income $211.3M vs $196.5M
- Provision for credit losses $25.8M vs $23.3M; net charge-offs 0.80% vs 1.19%
- Loan portfolio $12.40B, up 15.8% YoY; headwinds included nonperforming loans $124.3M vs $59.6M
Risk Factors
- No material changes to risk factors from the December 31, 2025 Form 10-K
- No newly added risk factor during the quarter ended June 30, 2026
- No material regulatory, legal, or compliance risk updates disclosed
- No material operational, competitive, market, liquidity, debt, currency, or concentration risk updates disclosed
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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