10-Q quarterly report · filed May 5, 2026

Live Oak Bancshares, Inc. (LOB) Q1 2026 10-Q Quarterly Report

Short answer

Live Oak Bancshares, Inc. (LOB) filed its Q1 2026 10-Q quarterly report on May 5, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $234M (up 9.7% year over year) with net income of $30M.

Q1 2026 key financials · XBRL

Revenue
$234M
+9.7% YoY
Net income
$30M
+209.1% YoY
EPS (diluted)
$0.60
+185.7% YoY

Source: XBRL data from the Live Oak Bancshares, Inc. (LOB) Q1 2026 10-Q on SEC EDGAR. USD.

Live Oak Bancshares, Inc. Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $27.9M, up from $9.7M YoY
  • Net interest income $119.4M, up 18.8% from $100.5M
  • Net interest margin 3.27% vs 3.20% YoY
  • Loans held for investment $11.91B, up 14.8% YoY
  • Net charge-offs $18.6M, or 0.63%, vs $6.8M, or 0.27% YoY

Risk Factors

  • No material changes to 2025 Form 10-K risk factors
  • Regulatory risk unchanged from 2025 Form 10-K disclosures
  • Operational and competitive risks carried forward without quarterly updates
  • Financial risks carried forward without quarterly updates

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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